Please find below ‘ Choice Home Warranty’ reviews for the year, 2021. In order to provide you the best home warranty coverage plans, our editorial team has given you an unbiased, comparative review, measuring every detail offered by ‘Choice Home Warranty’, which includes, pricing, claim policy, accessibility, trustworthiness, coverage, Terms and Conditions and also client feedback. The quality and parameters covered by them, are all measured as per the industry standards.

Choice Home Warranty Review

First month free + $50 off

Peri Elgrot

Home Warranty Editor

Pros

  • One month free upon signup
  • No home inspection required
  • Covers most appliances and systems

Cons

  • Service call fee is a little high
  • Some limitations on coverage

A New Jersey-based company founded in 2008, Choice Home Warranty offers two different plans. They have comprehensive protection against the high costs of repairs and replacements of major home systems and appliances. In addition, each plan offers additional coverage for Septic Systems and much more.

EFFECTIVE IN 30 DAYS
                    Hours 24/7
State Coverage All except CA+WA
Cancellation $50 (free for 30 days)
Basic Plan $350
Deductible $75
Limits $500-$1500
Special Deal $50 off + 1 Month Free

What Appliances and Systems Does Choice Home Warranty Cover?

Choice Home Warranty has two plans you can choose from; the Basic Plan and the Total Plan. The Basic Plan offers basic coverage, which is enough for many homeowners. But if you want more extensive coverage or specific items that are not included in the Basic Plan, the Total Plan will suit you best. Here’s what’s covered:

What Do They Cover?

ITEM TOTAL PLAN BASIC PLAN
Water Heater
Air Conditioning
Garbage Disposal
Garage Door Opener
Dishwasher
Clothes Dryer
Clothes Washer
Refrigerator
Oven/Cooktop/Range
Ductwork
Electrical System
Plumbing
Plumbing Stoppage
Heating System
Ceiling Fans
Built-In Microwave
Whirlpool Bathtub
Deductible Fee $75 $75
Average yearly cost
$450 $370
ITEM COVERAGE LIMIT
Ductwork $500 per contract term
Electrical $500 per contract term
Heating $1,500 per covered item each contract term
Plumbing $500 per contract term
Pol/Spa $500 per contract term
Septic system $500 per contract term
Septic tank plumbing  200$

 

 

 

What Appliances and Systems Does Choice Home Warranty Cover?

Choice Home Warranty has two plans you can choose from; the Basic Plan and the Total Plan. The Basic Plan offers basic coverage, which is enough for many homeowners. But if you want more extensive coverage or specific items that are not included in the Basic Plan, the Total Plan will suit you best. Here’s what’s covered:


9.8
View Plan

First month free + $50 off

Optional coverage can also be purchased separately for items, including:

  • Pricing and Onboarding Deals
  • Pools and spas
  • Well pumps
  • Central vacuums
  • Second refrigerators
  • Limited roof leaks
  • Stand alone freezer
  • Sump pump
  • Septic system
  • Septic tank pumping

Choice Home Warranty offers an annual premium coverage for just $370, which is very competitive on the market.

The company’s claim center takes calls 24/7/365.

Claims can also be made online which is a feature that most companies don’t offer.

While the company isn’t BBB-accredited, it also has a C rating with the organization.

Despite the negative grade and reviews, this is not unusual with home warranty companies as customers frequently misunderstand coverage terms.

How Does Choice Home Warranty Compare?

Feature Choice Home Warranty Home Shield AFC
Annual Premium $370-$450 varies Varies $395
Number of contractors 25000 15,000+ Wide network, can
use in-network or out of
network contractors
Home Inspection
Required
No No No
24/7 Claims Yes Yes Yes
24/7 Claims Yes Yes Yes
Workmanship
Guarantee
30 Days 60 Days Lifetime

9.8
View Plan

First month free + $50 off

Bottom Line

Choice Home Warranty is an easy, straightforward home warranty service that covers all of your basic and complex systems and appliances.

The pricing plans are competitive, and with a 24/7 claims department, there’s always someone available to help. With a network of 25000 technicians, response times are fast too, making Choice a great choice for you.

About Choice Home Warranty

Choice Home Warranty was founded in 2009, and it has since accumulated a huge customer base across the United States.

Servicing 48 of the 50 states, Choice Home Warranty offers fast and reliable home repairs and replacements services, covering everything from HVAC systems to garage door openers. Choice Home Warranty holds a B- rating with the BBB and offers 24/7 service calls.