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<h4>Bottom Line</h4>
<p>Cinch Home Services offers decent plans that cover various house appliances and systems at affordable rates to homeowners. Cinch also allows homeowners to choose the service fee which gives them some control over how much they need to pay.</p>
<p>When a system or appliance breakdown, you want a service that can be contacted any time to process the repair. Cinch knows the difficulties homeowners experience with repairs so they offer 24-hour customer service plus emergency services to send technicians if something is of immediate concern. The most robust plan from Cinch will cover 28 items and provides the choice to add optional items such as pool, spa, and well pump.</p>
<p>If you want a trusted home warranty provider, Cinch Home Services has 40 years of experience and adjusts the coverage and pricing of its plans to match the current industry standards. However, if you want to be able to choose your own preferred contractors, Cinch will not be the best option for you. They have their own network of service technicians to handle the repairs.</p>
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<p>Cinch Home Services started offering comprehensive coverage for major home appliances and systems 40 years ago. They previously went by the name Cross Country Home Services. The company is known for including rust, corrosion, and unknown pre-existing conditions in its coverage. Cinch goes beyond the minimum standards for comprehensive home warranty coverage.</p>
<p>In this review, we’ll look at their plans, prices, and customer feedback to help future consumers decide whether Cinch is the right provider for their needs.</p>


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<h2>Home Protection Plans</h2>
<p>Cinch offers three different protection plans to homeowners. They have a plan for Appliances, Built-In Systems, and Complete Home coverage. Protection plans cost $35 per month on average and the rates may differ based on location and additional coverage you choose.</p>
<h3>Appliances Plan</h3>
<p><strong>Cost:</strong> $27.99 monthly / $355 annually</p>
<p><strong>Covers 12 home appliances:</strong></p>
<ul>
<li>Cooktops</li>
<li>Built-in Microwaves</li>
<li>Refrigerators</li>
<li>Ranges</li>
<li>Range exhaust hoods</li>
<li>Wall ovens</li>
<li>Dishwashers</li>
<li>Clothes dryers</li>
<li>Clothes washers</li>
<li>Built-in food centers</li>
<li>Freestanding ice makers</li>
<li>Built-in trash compactors</li>
</ul>
<h3>Built-in Systems Plan</h3>
<p><strong>Cost:</strong> $32.99 monthly / $395 annually</p>
<p><strong>Covers 16 home systems:</strong></p>
<ul>
<li>Air conditioning</li>
<li>Ceiling fans</li>
<li>Attic fans</li>
<li>Central vacuums</li>
<li>Heating system</li>
<li>Doorbells</li>
<li>Water heaters</li>
<li>Instant hot/cold water dispensers</li>
<li>Plumbing system</li>
<li>Toilets</li>
<li>Sump pumps</li>
<li>Electrical systems</li>
<li>Garbage disposals</li>
<li>Smoke detectors</li>
<li>Garage door openers</li>
<li>Built-in whirlpool/jetted tub</li>
</ul>
<h3>Complete Home Plan</h3>
<p><strong>Cost:</strong> $39.99 monthly / 480 annually</p>
<p><strong>Covers &#8211;</strong> all items under the Appliances and Built-in Systems plans plus a $500 reimbursement on homeowners insurance deductible:</p>
<ul>
<li>Cooktops</li>
<li>Built-in Microwaves</li>
<li>Refrigerators</li>
<li>Ranges</li>
<li>Range exhaust hoods</li>
<li>Wall ovens</li>
<li>Dishwashers</li>
<li>Clothes dryers</li>
<li>Clothes washers</li>
<li>Built-in food centers</li>
<li>Freestanding ice makers</li>
<li>Built-in trash compactors</li>
<li>Air conditioning</li>
<li>Ceiling fans</li>
<li>Attic fans</li>
<li>Central vacuums</li>
<li>Heating system</li>
<li>Doorbells</li>
<li>Water heaters</li>
<li>Instant hot/cold water dispensers</li>
<li>Plumbing system</li>
<li>Toilets</li>
<li>Sump pumps</li>
<li>Electrical systems</li>
<li>Garbage disposals</li>
<li>Smoke detectors</li>
<li>Garage door openers</li>
<li>Built-in whirlpool/jetted tub</li>
<li>Reimbursement on $500 homeowners insurance deductible</li>
</ul>
<p>Cinch also offers optional coverage for specialty protection which you can include in your plan for an additional cost. They’ll cover:</p>
<ul>
<li>Pool</li>
<li>Spa</li>
<li>Pool with spa</li>
<li>Well pump</li>
<li>Septic tank/plumbing</li>
<li>Premier Upgrade Package ($1,000 for non-covered charges)</li>
</ul>


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