Fidelity Home
Warranty Review

Overview

Our detailed guide will help you explore the Fidelity Home Warranty, as well as available plans and pricing, and compare it with other warranties to avoid those unexpected costs and headaches when choosing your home warranty!

Even though the Fidelity Home Warranty is available in only 10 states, many people claim it is the best home warranty. We’ll look at why they say so and do a deep dive into the benefits and downsides so you can better understand what Fidelity has to offer.

Fidelity has been in the home insurance scene for over 40 years. With 4 decades of experience providing safety nets against sudden home repair costs and appliance breakdowns, let’s look at the pros and cons of Fidelity:

What Is Fidelity Home Warranty?

Fidelity provides warranty plans and charges monthly fees for repairing or replacing home equipment and appliances covered by the terms of the plan. Consider it a backup plan for managing expenses for home repair or when appliances break down suddenly.

Coverage and Plans

What does it cover?

Below are the different plans and what each package covers:

• Standard Plan: It covers essential home systems and appliances with a special focus on plumbing, electrical systems, and major kitchen appliances.
• Comprehensive Plus Plan: This plan includes everything in the Standard Plan, plus home improvement installation options and other additions.
• Enhanced Plan: It covers all of the above plus refrigerators, washers, and dryers.
• Enhanced Plus Plan: The last plan covers all the items in the Enhanced Plan and has added limits on certain appliances and systems.

What isn’t covered?

No warranty covers it all, let’s look at what Fidelity does not cover. According to industry standards, the company does not cover systems with pre-existing issues, routine maintenance, outside products, or cosmetic faults.

The items below are also excluded from all Fidelity plans:

• Solar-powered or geothermal systems
• Gas, pellet, and wood-type fireplaces
• Ductwork compromised by water damage
• Grills and rotisserie setups
• Impaired door locks
• Mold, decay, and fungal growth

Fidelity Home Warranty – Availability

Fidelity Warranty is available in the following areas:

• Texas
• Nevada
• California
• Utah
• Colorado
• Washington
• Arizona
• Oregon
• New Mexico
• Idaho

Cost

As noted earlier, Fidelity provides packages that cater to various budgets. The basic cost for a typical single-family home ranges from $300 to $630, depending on coverage specifications. You may get a free quote on the official website, where you can specify your requirements and receive a quick estimate from Fidelity.

Fidelity Home Warranty VS Other Brands

Home warranty providers have different types of coverage, cost, and customer service, making it essential to be diligent and conduct considerable research to decide the option that best meets your needs. If you’re seeking other options, here’s a comparison of Fidelity Warranty and its top competitors.

Fidelity Home Warranty vs. Choice Home Warranty

While Fidelity specializes at customizing coverage for high-end equipment, Choice Home Warranty reviews praise its broad, uncomplicated, and cost-effective options. Fidelity Home Warranty may be more suited for people wanting particular protection, whereas Choice’s simplicity is appropriate for first-time homeowners.

Fidelity Home Warranty vs. American Home Shield Home Warranty

The ShieldPlatinum plan from American Home Shield provides up to $4,000 in coverage for each appliance. With cutting-edge programs like the Electronics Protection Plan, which covers devices of all ages, they are setting the standard. This strategy covers both mechanical failure and power surges.

Fidelity Home Warranty vs. First American Home Warranty

First American Home Warranty offers affordable service fees along with coverage up to $3,500 per appliance.

• The Starter Plan, which costs between $35 and $60 a month, protects a variety of household items and systems.
• The Essential Plan extends coverage to include laundry equipment and air conditioning for $50 to $75 per month.
• Comprehensive protection is provided by the Premium Plan, which costs between $65 and $85 each month. Up to a $7,000 cap per appliance, it covers expensive appliances and more.

Fidelity Home Warranty vs. First Premier Home Warranty

Affordable monthly payments and a large selection of add-ons catered to the ideal home warranty plan are what make First Premier Home Warranty unique. For more than 30 years, they have established a niche in the HVAC and appliance industries, and since 2020, they have been offering affordable insurance options. They are even more alluring due to their prompt claim responses and early payment savings.

Fidelity Home Warranty vs. Cinch Home Services

Plans from Fidelity can be tailored to meet particular coverage requirements. In contrast, Cinch offers better protection for smart home devices and bundled services. Choosing between the two may rely on the cutting-edge tech support you’re looking for, as both offer a simple claims procedure and strong contractor networks.

Customer Service

To reach Fidelity National Home Warranty’s customer support team, you can call their toll-free number at (800) 308-1420 or submit a request online at their website, homewarranty.com. If you need technical support related to their website, the Website Assistance feature is available for help. Additionally, you can dial (800) 862-6837 to inquire about their services or renew your warranty plan.

Bottom Line

Fidelity Warranty creates customized protection plans to ease the burden of unforeseen costs—a feature that captivates customers.

Fidelity Home Warranty appeals to customers seeking a cushion against substantial home repair costs, it’s a great addition to home insurance and offers a comprehensive range of options. With its different plans, Fidelity can cater to a wide demographic of customers but we’ve seen mixed feedback regarding customer service.