Top Home Warranties
in Florida 2025

Home Warranty in Florida

Choosing a good home warranty company is just as important as choosing a good home for you and your dear family. But, when you are a resident of Florida, choosing a good home warranty company gets a little more important than usual for all homeowners and also real estate agents. But why?

Florida is a flourishing American state for the real estate business. The state is home to many retired people who spend the last golden years of their retired life in the beautiful state and its beautiful warm weather. But, finding a good home warranty company in Florida is not an easy task due to the wide market and intense competition. There are more than 100 different home warranty companies in the country and a majority of them are ecstatic to take in Florida residents under their wing.

According to the reviews that we came across, it seems that most homeowners rated Select Home Warranty at the top, making it as their most favorite home warranty company. Cutting in close, right behind Select Home Warranty are Home Service Club, Choice Home Warranty and American Home Shield. These companies also scored comparatively well in the sunshine State of America. Get free home warranty quotes on any of the home warranty companies mentioned in our website and also get the complete details about the company you prefer, along with their different home warranty plans.

In Florida, the average premium for any home warranty plan is $317.23 while the average deductible is $40.73.

How Will You Plan Your Golden Retired Years in Florida?

Buying a property in Florida is expensive. Only people who make huge savings buy a home in Florida in advance while they are still working. So, by the time they retire, they already have a beautiful house in Florida to relax in without having to worry about mortgage payments. However, one thing that they will need to focus on is the maintenance of the property. This is exactly where a good home warranty plan comes in as a great help. Now, this is exactly where we can help you choose the best home warranty plans for you. We have more than 10 home warranty service providers in our list and have created this page to give you an insight about the best Florida home warranty companies. In order to obtain this, we have compiled inclusive details about these companies, also including the important and much valuable FL customer reviews.

Florida is a developing and growing state. The population in the beautiful state is rapidly growing and had above 20 million people in 2016, shifting their base to Florida to live in it. As per the Census Bureau, the beautiful state is currently the 7th fastest growing state in the country. Thus, with the increasing population, the number of home owners who wish to take good care of their properties also increases, and so does the number of customers looking for home warranty companies. Maintenance of a house is an energy consuming process that is also expensive. Thus, many residents in the state prefer to pay just a couple of dollars monthly for passing this grueling responsibility to a good and dependent service provider.

In totality, there are more than 20 million residents in the Sunshine state of America, with 6 million people living in Miami city, a little above 3 million people in Tampa Bay and around 2.5 million people in Orlando. Thus, we consider it safe to assume that 10% of the total population uses a good FL home warranty service. We have enlisted the best home warranty companies in Florida that have been serving all their clients with their best services and are keeping them happy for the last 30 years.

Based on the study results of Measuring Population Density for Countries in Florida, performed by Rayner and Wang that was published back in 2014, by the Bureau of Economic and Business Research, following are the most populated counties in the state: Broward, Miami-Dade, Pinellas, Orange County and Palm Beach, whereas, a huge part of the population lives in cities and the suburbs of Miami, Jacksonville, Orlando, St. Petersburg and Tampa. These mentioned areas are very famous especially when searching for good home warranty companies.

Effect of Climate and Geography

When choosing a home warranty plan in Florida make sure that you consider climate as the main factor. Florida has an overall warm weather with its northern and central area in the state has a humid subtropical climate. This implies that that air conditioning unit is compulsory and must be covered first by the home warranty companies. Among the various home warranty companies available in Florida, Home Buyers Warranty gives the best and highest coverage cap to its customers. The company offers a coverage cap of up to 25,000 for any HVAC repair.

On the other hand, the southern part of Florida has a more tropical climate and experiences severe thunderstorms. Such a weather condition causes issues in the electrical system of your house. Thus, frequent power cuts may lead to unwanted wear and tear in the electrical appliances used in the home. Choosing the Premier plan offered by First American Home Buyers Protection is the wise decision to make. This plan will not only take care of your electrical system but also all the covered home appliances.

Who Should Ask For a Home Warranty in Florida?

Florida is a beautiful state with a subtle variance in tis weather conditions. In short, it provides good thriving conditions to all home warranty companies in Florida. Majority of these home warranty service providers give their esteemed services to residents. Their offers are much more than those offered in other states. A home warranty plan in Florida is one of the most common ways for almost all homeowners to save a huge amount of their hard earned money which is otherwise spent on home system and appliance repairs. In fact, for just 1 dollar per day, companies such as Choice Home Warranty can offer you basic coverage. The coverage includes most of the kitchen appliances, your heating system, electric system, heating system, air conditioning, plumbing and also a whirlpool bathtub.
It is believed that 70% of the residents in Florida prefer living in a single-family house, while a good 65% choose to live in their own homes. Most home owner adore their home and take good care of it. However, when these homes start getting old, they ask for better care and a good home warranty plan that covers the cost. In Florida, the median age of properties and houses is 12 years. This simply means that the manufacturer’s warranty has expired which otherwise would have covered most of the home systems and also the home appliances, and that the house now needs a new home warranty to cover everything.

Are Swimming Pool Warranties Worth it?

Looking at the weather in Florida, it is most likely that homes in the state will have a swimming pool in it. In fact, 66% of all homeowners in Coral Springs, Florida have a swimming pool installed in the backyard of their home. The basic cost of maintaining a swimming pool in your backyard is $240 per month while the home warranty for your swimming pool starts from $100 per year. Know more about our research on Pool Ownership & Warranties here!

Final Words

With its beautiful warm weather, Florida is undoubtedly one of the best states in the United States to live in. As a result, we see a wide majority of retired people shift their base and start living in it. Some of these people purchase their own property in the state as a retirement home and choose a home warranty plan to look after the replacements and repairing work that may occur in its home systems and the home appliances.

Florida is home to more than a dozen of home warranty companies that are absolutely ready to take in clients from all parts of the state under its wing and offer a wide variety of plans depending on the age of the house, age of the home appliances and home systems, type of property and finally the total coverage required by the customer. This lets residents living in condos, Townhouses and single-family homes to save some money on the expensive repairs and replacements of home appliances such as laundry appliances, kitchen appliances, plumbing system, air conditioning and heating system, electrical system, etc. Most of these companies offer coverage to the swimming pools and the whirl pools which are a common feature in most Florida homes.

To know more about the different home warranty companies that offer coverage services in Florida, read our comprehensive reviews about them. Our reviews are unbiased and give you an insight about the companies, their quality of services and the plans they offer to their customers.

What Is A Home Warranty?

A lot of people have this question, what is a home warranty? To put it simply, a home warranty is a yearly service contract that will protect specific home systems and appliances. Imagine you discover water leaking out of your dishwasher. If you got a home warranty that includes coverage for your dishwasher, the warranty can cover its repair or replacement.

Normally, home warranties can cover heating, those things breaks air conditioning systems, and plumbing. Appliances covered can include the dishwasher, oven, and washer/dryer. When one of and is in the contract, the home warranty company can fix them or replace them.

The Reason Homeowners in Florida Need A Home Warranty

If you own a home currently, ask yourself when was the last time you had an appliance, heating system, or air conditioning break down? If you happen to be like a lot of homeowners, the answer will either be last year, this year or maybe even last week. Everyone knows appliances and home systems will eventually break. A home warranty provides some protection against the inevitable wear and tear of the things that are covered.

First-time homeowners can also benefit from home warranty coverage. A lot of times, extra funds are in short supply throughout the first few years of homeownership. Surprise expenses can potentially derail dreams of updating or improving the newly-bought home.

Why Buyers And Sellers in Florida Need To Have Home Warranty-

If you happen to be buying or selling a home, a home warranty can help protect your budget.

For buyers, the home warranty protects them from expensive repairs when a covered appliance or system fails.

For sellers, the home warranty protects them from unexpected repairs that can be needed while the home is listed. Maybe you’re selling a home and looking to buy another. You wouldn’t want the sale to be postponed or derailed if a covered item happens to break down in the middle of negotiations.

What Does A Home Warranty Cover

Home warranties typically cover the major systems and appliances in your home. This means that all of the components that keep your home protected from damage and functioning properly are included.

The Questions You Should Be Asking Your Home Warranty Company

All homeowners, especially those with older homes, should have an appliance warranty plan. The average person is so eager to choose a plan that they forego research and rely solely on recommendations from friends and family instead. Although it may sound like a good idea in theory, practically speaking, choosing the right home warranty plan requires more than just depending on the word around town.

Online Research & Study

With a click of a button, anyone, anywhere can access pretty much anything out there; along with home warranty companies’ ratings and reviews.

We always advise our readers to research a variety of companies before settling on one. With that being said, while online research does indeed provide helpful information, it is also important to turn elsewhere before making a decision. Before signing a warranty contract, or any contract for that matter, it is crucial to ask a few important questions.

Questions For An Appliance Warranty Company

These are the questions you need to raise to your home warranty provider. If they fail to provide you with details or reply with very unclear, vague answers, they may not be the most reputable out there.

The Final Word

Before choosing a home warranty company, make sure to do a bit of research. It is also recommended to visit Tophomewarrantyservices.com and to read feedback hosted on our site from thousands of actual customers.Best of luck in your search to find the right home warranty company for you.